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Free Paycheck Calculator

See your real take-home pay after taxes and deductions.

💵 Enter Your Info

$/hr
hrs/wk

💵 Your Result

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What Take-Home Pay Means

Your gross pay is what your employer says you earn. Your take-home pay is what actually hits your bank account after taxes and deductions. The gap is often 20% or more — this calculator shows you the real number.

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How to Use It

Pick hourly or salary. Enter your rate and your state. Tap Calculate. You'll see your gross pay and every deduction listed out. Try changing your state to compare taxes.

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What to Do Next

Use the budget calculator with your real take-home pay — not your gross. If your effective tax rate seems high, check your W-4 withholding. Some states have no income tax.